Your credit card is a pushka now.

Buy a coffee for $1.89. We round it up to $2.00. That 11¢ goes to the tzedakah you picked. Once your change reaches $10, it is charged to your card and sent.

Start rounding up

Free to use. We take nothing from your round-ups. Link a card when you are ready, and pause from your dashboard whenever you like.

Your coffee

rounds up to $2.00, so 11¢ goes to tzedakah

    To tzedakah$0.00

    Why would you trust us?

    Plaid holds the bank connection. It cannot move money.

    WHAT PLAID IS ALLOWED TO DO

    Read your transactions
    Move money

    Plaid is the company that connects apps to bank accounts, and your bank login goes to them, never to us. We asked for transactions and nothing else, so moving money is not a permission this connection carries.

    Stripe holds your card. We never see it.

    CARD NUMBER

    4242 4242

    Stripe is the company that handles card payments. You type the number into their form, in your browser, and it never reaches a server of ours.

    STRIPE

    The tzedakah charges your card, not us.

    Charged by the tzedakah, 1 Oct10.00HELD BY US0.00

    You give to the registered 501(c)(3) of your choice.

    Collective Kindness Inc.

    EIN 93-2213288

    Look it up on the IRS register

    Run your own numbers.

    I use my card31times a month.

    You would give about$167a year, without noticing.

    How this is calculated

    The Federal Reserve Diary of Consumer Payment Choice puts card payments at about 31 a month. The 45 cent average round-up is our own estimate, not theirs.

    At 31 purchases a month your pot is charged about 24 times a year, and card processing on that comes to roughly $12. That comes out of the gift, so the tzedakah would receive about $155 of your $167. There is a box on the card screen to cover the fee yourself instead: tick it and your card is charged about $179 and the tzedakah gets the whole $167.

    Nothing here is a promise about what anyone gives. It is one number multiplied out, and you are holding the number.

    Pick one tzedakah and give together.

    A shul, a school, or a Chabad house can get everyone rounding up for the same cause. Small change from a lot of people funds whole programs.

    100 people rounding up give one tzedakah $16,740 a year.

    Or work back from a goal

    Where Your Change Goes

    See the list

    Pick your tzedakah at signup, and change it whenever you like.

    Still have questions? Read the FAQ or see how we handle your data.

    Chunon Bartfield, the founder of RealChange.
    Chunon Bartfield, founder

    Your digital pushka, automated and taken to the next level.

    RealChange is built by Chunon Bartfield. Since 2024 he’s been working through the security side of it with payments engineers, including people at Plaid and Stripe. His brother Leivi runs Collective Kindness with Shalom Goodman, the nonprofit your change goes to, and the one that’s been doing this work with families for years.

    Why we built it

    Where your change makes real change.

    Put your email in and we send you a sign-in link. Setup takes about three minutes, and nothing is charged until your change reaches $10.

    We email a single-use sign-in link. No passwords, ever.